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dinesh-rai-newTHMB.jpg PMEGP to assist entrepreneurs financially: Dinesh Rai

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Saurabh Gupta | 25 Aug, 2009
In an exclusive interview with SME Times, Dinesh Rai, Secretary, Ministry of MSME said that PMEGP will provide financial assistance to the first generation entrepreneurs in the form of margin money subsidy for setting up of micro enterprises for which loans are provided by banks.
Excerpts of the interview...

We have lots of queries about Prime Minister's Employment Generation Programme (PMEGP). Please give us a brief details about the scheme? And also how MSMEs can benefit from this programme?
Dinesh Rai: PMEGP is one of the important schemes of Ministry of MSME which is a credit linked  scheme  implemented by Khadi and Village Industries Commission (KVIC) as the nodal agency at national level while at the field level, the State Offices of KVIC, State Khadi and Village Industries Boards (KVIBs), District Industries Centres (DICs) are the Principal implementing agencies.

KVIC/ KVIBs are implementing the Scheme in rural areas and DICs in urban as well as rural areas with the involvement of Banks. The applications received by implementing agencies are placed before the District Task Force Committees at the district level where the applications are   screened and beneficiaries interviewed and the applications recommended to Banks for sanction of loan.

The Scheme provides financial assistance to the first generation entrepreneurs in the form of margin money subsidy for setting up of micro enterprises for which loan is provided by banks. Assistance under PMEGP is available for setting up of new micro enterprises under the MSME sector. The margin money subsidy levels under PMEGP are as under:

Categories of beneficiaries

Owner’s contribution

Rate of Subsidy

( of cost of project)

Area ( Location of project/unit)


Urban

Rural

General

10%

15%

25%

Special (including SC/ ST/ OBC/ Minorities/ Women, Ex-servicemen, PHs, NER, Hill and Border Areas)

05%

25%

35%


A total of Margin Money outlay of Rs. 4735 crore has been earmarked for four years beginning 2008-09 till 2011-12 for PMEGP which will enable around 3.74 lakh micro enterprises to be set up during this period helping generate estimated employment opportunities for 37.38 lakh persons.

State-wise targets for setting up of projects, utilization of margin money and generation of employment opporotunites for PMEGP allocated to States/UTs for 2008-09 and  targets   announced for 2009-10.  The details are as under:-

Year

No of projects

Margin Money

(Rs. crore)

Employment

(lakh persons)

2008-09

61227

737.17

612245

2009-10

61697

740.33

616937


PMEGP is a big task and we have queries about the implementation of scheme. How is the ministry mplementing PMEGP?
Dinesh Rai: During the first year of implementation of PMEGP evoked massive response, 2.18 lakh applications were received up to 31.03.2009, of which a total of 36,287 projects were sanctioned by Banks which involved margin money subsidy of Rs. 506.03 crore helping generate estimated employment to 3.63 persons.   
 
The Govt had already taken almost half a year in announcing the new scheme PMEGP in lieu of PMRY and REGP which was discontinued on 31st March, 2008. Even after the announcement of this scheme on 15th August, 08, detailed guidelines, formats and other details are yet to be notified. The industry is asking that the Govt should notify these details immediately so that the whole year may not be wasted. Your comment on this?
Dinesh Rai: PMEGP scheme was announced on 15 August, 2008 and the PMEGP guidelines approved on 26 September, 2008.  Detailed guidelines and related formats are already available in the websites of Ministry and KVIC www.msme.gov.in, www.kvic.org.in and www.pmegp.in.

MSMEs are also complaining that banks are not doing their job as per the scheme. What is your comment on this?
Dinesh Rai: There have been some instances where beneficiaries have complained of difficulties in getting their loans sanctioned. Immediate action was taken by the Ministry with the CMDs of the concerned Banks to remedy the situation. Matter has also been taken up at the level of CEO, KVIC in this regard with all Banks to ensure that there is no delay or problem in sanctioning loans under PMEGP.

Efforts in this regard will continue to be made by the Ministry through monitoring committee meetings with Senior Officers of State Govt., State KVIBs and KVIC and representatives of banks. CEO, KVIC at his level is also regularly reviewing the  performance of PMEGP with the implementing agencies. KVIC has also taken up the matter with RBI to impress upon banks to provide loans under PMEGP without delay.

Some small businessmen also claimed that DICs are not entertaining new applications saying that their target of loans have already been met. Could you please shed some light on this?
Dinesh Rai: DICs are not the only implementing agencies under PMEGP in rural areas. The beneficiaries in such a situation can approach KVIC/ State KVIBs with their applications. Targets have been distributed among KVIC/ KVIBs and DIC in the ratio of 60:40. However, if specific instances are brought to the notice of the CEO, KVIC and the Ministry, immediate action will be taken  in consultation with the Principal Secretary (Industries) of the concerned State to ensure that applicants do not face problems.

To make equity capital available to the Small and Medium Enterprises (SMEs), the government has decided to set up a separate stock exchanges for SMEs. What do you think is the reason of delay?
Dinesh Rai: Securities Exchange Board of India (SEBI) has already issued a framework for recognition and supervision of Stock Exchanges/ Platforms of Stock Exchanges for SMEs. This framework provides details with respect of the eligibility criteria for setting up of new stock exchange/ platform of an existing stock exchange for the SMEs, trading, clearing and settlement. However, in order to enable a separate stock exchange/ platform of an existing stock exchange for SME to function in an effective manner, separate listing requirements, listing agreement and disclosure requirements will have to be worked out by SEBI in association with the existing stock exchanges and other stakeholders in the light of the special characteristics of SMEs.

During the launch of B2B portal of NSIC, you have said that the ministry has finalized Rs. 160 crore worth of stimulus package for the IT industry. Please give some details about the package?
Dinesh Rai: One of the components under the National Manufacturing Competitiveness Programme relates to "Promotion of Information & Communication Tools (ICT)" in Indian MSME sector. The programme envisages identification of some of those clusters of SMEs, which have quality production and export potential, for assisting them in adopting ICT applications to achieve competitiveness in the national and international markets. The total GoI contribution is stipulated as Rs.160 crore for this scheme. The broad activities planned under the scheme include identifying target clusters for ICT intervention, setting up of e-readiness infrastructure, developing web portals for clusters, skill development of MSME staff in ICT applications, preparation of local software solutions for MSMEs to enhance their competitiveness, construction of e-catalogue, e-commerce, etc. and networking of MSME cluster portals on the National Level Portals.

When will this package come in to reality?

Dinesh Rai: The detailed project report is under preparation and the scheme would be launched during the current year.

The ministry gives Market Development Assistance (MDA) to MSMEs to market their products. Similarly do you have plans to make B2B portals eligible for MDA because B2B portals too act as platforms for MSMEs to showcase their products similar to trade fairs?
Dinesh Rai: No...I don't think that there is any need for MDA while registering in a B2B portal. It is a very low cost activity. We have recently launched a B2B web portal of NSIC India and registration on our web portal is absolutely free.
 
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Muhit Tapadar | Sat Aug 8 05:10:36 2015
Sir I got a KVIC loan in the year of 2007 & i returned my loan with interest but till date I have not received my subsidy money .Please inform us about the matter


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sabari | Fri Jul 24 15:01:35 2015
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PMEGP PROJECT
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Sir- I am a rural man, I have a studio,Xerox and online services, I have a shop, I want to grow this business, and cybercafe video editing center I can not get the loan, what would you do for me Please advise you. gmail- subhendumaity1980@gmail.com mobaile - 9153017622


regarding pmegp project
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Sir, this is saroj mohapatra I T I Fitter having 10yr exprience,Wants to know.How wii make a welding eloctrode manufactuering unit under pmegp lone.mail saroj.mohapatraath@gmail.com. thanks.


regarding subsidy
Ritesh Lanjwar | Fri Apr 17 04:11:16 2015
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ujjwal bhaumik. | Sun Mar 29 06:15:13 2015
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subsidy claim of pmegp scheme information
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sir i am dileep from kerala. i am starting a new project for led manufacturing unit in kerala. in required 500000 lakhs loan for starting this. i completed the training from dic kollam kerala. they will approve my project also and sanction my project. sir kerala gramin bank providing the pmegp scheme. please send the reply as soon as possible by dileep


for pmegp
Suresh | Mon Jan 19 16:16:28 2015
May I want start my business in Surat. But problem is PMEGP stop in Surat. Please give me a information, why stop PMEGP in Surat.


Morgtage
Gaurav Ahirrao | Mon Jan 19 09:52:42 2015
Sir, Any mortgage is required for this loan at bank.


LOAN UNDER PMEGP SCHEME
BIRU RAJ | Tue Dec 9 14:38:19 2014
Hi I HAD APPLIED FOR A LOAN OF 24 LACS COMPOSITE LOAN FOR MANUFACTURING OF ENGINEERING GOODS- MY LOAN HAS BEEN DENIED ON THE BASES TO PRODUCE THE ADHAR CARD COPY. BUT I HAVE NOT BEEN ABLE TO GET THE ADHAR CARD FROM THE AUTHORITIES DUE TO THE REASON THAT THE FINGER PRINTS DO NOT COME ON THE SCANNER. AS SUCH I AM NOT ABLE TO GET THE LOAN -I HAVE STUDIED THE PMEGP SCHEME GUIDLINES WHERE THERE IS NO SUCH CONDITION OF PRODUCING ADHAR CARD- PLEASE GUIDE ME HOW TO PROCEED AND WHAT ALTERNATIVE DOCUMENT CAN BE SUBMITTED IN LIEU OF ADHAR CARD. I SHALL BE GRATEFUL FOR ADVICE PLEASE.


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pravati | Fri Nov 28 09:44:27 2014
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Experience with CGTSME scheme
F N Kapadia | Tue Sep 23 01:50:45 2014
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Hrishikesh Kolhe | Tue Sep 16 04:46:59 2014
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sir pmegp provide loan for dairy business, may i apply for this.


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Ishak | Thu May 22 10:10:18 2014
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DIRY FIRM
JAGANNATH MOHAKHUD | Fri Jan 24 17:52:32 2014
SIR, I NEED A DIARY LOAN UPTO 10LACS TO MAKE DIARYFARM IN RURAL AREA AT khurda DIST IN ODISHA STATE.I AM OBC CANDIDATE AND NEED SUBSIDY LOAN.HOW CAN I GET LOAN EMI RATES AND LOW INTEREST FROM ANY FINANCIAL SOLUTIONS.PLS HELP ME AND INNFORM ME BY MY EMAIL ID ;jagannath.mahakhuda@gmail.com

  Re: DIRY FIRM
amarnath kunwar | Sat Jun 28 10:19:20 2014
i want to start a dairy. is in pmegp scheme loan available for the dairy purpose. please give your costly reply in this matter @amarnathkunwar@gmail.com


Paper cups n paper plate
E Stancy Jyotee. | Sat Nov 2 18:27:33 2013
Sir I am staying in A.P near Hyderabad . I would like to start a paper cups n paper plates manufacturing unit in our area . The project cost is about 17.5 lakhs ,sir , how much loan i will get n what subsidy , pl e-mail me my id is stancyedugurala@gmail.com.


installing a fly ash bricks ind
satyaranjanroul | Sat Jun 15 08:12:10 2013
HI. I am a graduate in ODISHA want to start my own company OF FLY ASH BRICKS and so for the financial assistance I am applying for the PMEGP. Can I apply being employed. Do we get approval first from KVIC or the bank. what is the right procedure to apply.plz asist me. Regards, satyaranjanroul@gmail.com


Query regarding PMEGP
T. N Srivastava | Fri May 24 14:08:00 2013
Hi, there are three things that I would like to ask a)I am a graduate and working but want to start my own company and so for the financial assistance I am applying for the PMEGP. Can I apply being employed. b)Is it necessary to have a bank account in the bank in which we are applying for the PMEGP because any bank I go i get a reply saying you don't have an account in this bank. c) Do we get approval first from KVIC or the bank. Please revert back ASAP. Regards, T.N Srivastava



Sagar Pramthesh Patel | Wed May 8 03:21:25 2013
Dear Sir, What is the maximum loan amount for manufacturing business under PMEGP.please assist. Thanks and Regards, Sagar Patel Cell -9860178727


loan under pmegp scheme
ved prakash punia | Mon Apr 1 13:51:42 2013
SIR I AM EX ARMY PERSON AND I WANT SET UP A FLY ASH BRICK PROJECT WHICH COST IS APPROX-3500000.BUT I DO NOT SUFFICIENT MONEY FOR THAT.SO I WANT SUBSIDY LOAN FROM PMEGP.PL TELL ME PROCESS.MY EMAIL ID mr.vedprakashpunia@rediffmail.com


NEED A DIARY LOAN
PRAMOD KUMAR BHOI | Mon Oct 15 09:33:21 2012
SIR, I NEED A DIARY LOAN UPTO 5LACS TO MAKE DIARYFARM IN RURAL AREA AT BALANGIR DIST IN ODISHA STATE.I AM OBC CANDIDATE AND NEED SUBSIDY LOAN.HOW CAN I GET LOAN EMI RATES AND LOW INTEREST FROM ANY FINANCIAL SOLUTIONS.PLS HELP ME AND INNFORM ME BY MY EMAIL ID ;prmdkmrbh59@gmail.com thank u sir


Query
Rajesh | Sat Sep 15 16:03:06 2012
i am planning to open reputed automobile services station in the name of my wife.she is graduate and right now living in Gurgaon.basically we belong to sc category For that serv station we need around 50lacs to 60 lacs.What is max amount in pmegp finance by bank or sidbi . you can mail me my email id id rajeshkk17@yahoo.co.in


GUIDELINE FOR SCHEDULED TRIBE ENTERPENURE IN SCHEDULED DISTRICT OF ORISSA, PMEGP DIC
UPENDRA PRADHAN, SRIRAM COLONY, RAJGANGPUR | Tue Aug 7 07:41:45 2012
I am a SCHEDULED TRIBE belongs to the TRIBAL SCHEDULED Distt. of SUNDARGARH (ODISHA) Where the landed property of ST is not mortgaged. Now I would like to take land on lease from a ST land-owner. ST land is not for sale/rent/lease (Only among ST possible if land owner has more than 05 acres of land). In this case Bank also avoiding the mortgage the ST land. Is lease deed possible? How much the lease period? Would you clarify me? I have applied for PMEGP (fly-ash bricks) FOR THE YEAR 2012-13. Before attending of the interview I would like to apply for Electricity, Bank, Sales tax, NOC from Panchyat etc. but place for the Industry is difficult to finalise. Please advise me.


Need help on project report
Rishikesh Singh KH. | Sun Aug 5 05:00:50 2012
Dear sir i have already registered to DIC on the packaging drinking water. So now i need the latest project report to summit to bank for loan at the earliest. Providing me my requirement would be so kind of you. thanks rishiengle007@yahoo.co.in


E D P training.
Pravin | Thu Mar 8 12:12:43 2012
Dear Sir I am beneficiary of PMEGP scheme.I have undergone E D P training thru a private institution which was sponsored by Ministry of Food Processing. Is it valid as it is also a central gov. body. As KVIB is not considering the certificate where as there is ambiguity in application form regrading training. Kindly help Email:pravingharte@yahoo.com


PMEGP Loan
Sunil Mujumdar | Fri Dec 30 09:15:14 2011
Dear Sir, I am having twenty one years hard core experience of CNC machine tools. Now I started the business of machine tool trading. I want to start machine tool building of CNC machines by importing CKDs from Taiwan . Can I get loan for this project?


complaining of Banks
Mr Steve. | Fri Dec 23 06:17:59 2011
Sir, i have been selected for PMEGP Loan, to set up a small industry. I have already received the letter from the Bank to submit my Original Documents of spot verification. But, whenever i went to the Bank, the Bank Manger and the concern person are always making some problem and don't want to check my Documents also. They said that they will take action next month. But two month have already passed. I have meet the Bank authority many times. But many they told me that they are busy all the times. If you could take any action, i'll be very thankful to you. From, Mizoram


about pmegp
suchindra | Mon Dec 12 04:40:13 2011
is loan sanctioned for sarting a resturant or motel under pmegp. regds suchindra37@rediffmail.com


interest rate slashed
vaundhara | Wed Dec 7 07:47:40 2011
still banks are charging 5% more which they are not suppose to charge as interest we are paying more kindly clarify this issue as I am beneficiary of PMEGP loan availed on 2009-10 this for your kind information so far we don't have correct information through our KVIC. Plz. give us correct information reg. to whom we have to contract. As per RBI norms they are not suppose to charge from us.

  Re: interest rate slashed
pankaj trivedi | Tue Apr 24 18:05:53 2012
Which intrest count on kvic lone by bank this time


subsidy under clcss
Paras Nath Rai | Wed Nov 23 16:23:40 2011
can a ssi unit which has already received subsidy under pmegp can apply/get subsidy under CLCSS of Government of India (MSME)

  Re: subsidy under clcss
krishna | Wed Dec 28 01:44:36 2011
can a SSI unit obtain subsidy from PMEGP, obtain subsidy from spice board, and CLSS if it is a medical manufacturing unit using spices .


MSMEs Industry
Krishnan Karuppannan | Wed Nov 23 02:05:26 2011
In an exclusive interview with SME Times, Dinesh Rai, Secretary, Ministry of MSME was a greatful for the MSMEs Industry.


Financal Help under PMEGP
Gurcharan Lal Verma | Sat Oct 15 12:42:04 2011
Sir We are residing at Chandigarh . My son has done B.E. Electrical from MDU Rohtak in 2008. He has registered himself as a contractor with MES (Defence Deptt.) for providing maintenance services to buildings and elect. supply etc.He has been awarded a contract this month.Can he get some financial help under this scheme. If yes,to whom he should contact? A Bank was contacted but they have shown no interest.


Want to start dairy business
HEMALKUMAR | Thu Sep 15 03:52:36 2011
Dear Sir I undersigned Mr Hemalkumar Staying in Bilimora , i belong to ST and i am 8standard pass and want start business in manufacturing dairy products i don't have any land (i need at least 1 acres of land ) DOES GUJARAT GOVVERMENT provide free land or on rent or government provide land for sale. the cost of cattle 20nos==RS10Lakhs the cost of Shed ==RS8Lakhs the machinery cost==RS15Lakhs can i be eligible for pmeg Can i get your guideline awaiting for your valuable reply thanking you hemalkumar hemalkumar07@rediffmail.com

  Re: Want to start dairy business
pranjal boruah | Tue Mar 18 10:08:44 2014
Dear sir, I wanted a loan from PMEGP,than a company contacted me; the company name lucrative finance. They told me that they would do all documentation work and the loan will be sanctioned.  After that I paid 5% of the lone amount. Till now they have taken from me Rs. 15000 but I have not got any loan or any prove that the loan has been sanctioned . I know they cheated me. Sir in this situation what can i do? Plz help me.


Regarding Establishing for new industry
Naveen Kumar.Ch | Fri Aug 19 20:40:27 2011
Sir, I want to start industry. pls give me the information for government schemes and how i will get the loan.

  Re: Regarding Establishing for new industry
S USHA DME | Tue Nov 15 08:20:16 2011

I am s usha, Residind at Door no 1/74,velliyagoundan nagar, Thathampatty post, pochampalli Tk, Krishnagiri Dt, MY CELL NO 9843078485, I am working in a paper cup unit. I want to own new industry start. So pl provide Subsidy Loan under PMEGP. My id sreevijayaa.svmtcbe@gmail.com, pl reply early



PMEGP LOAN
ATUL.ABHIMANYU.BORADE | Thu May 26 10:39:08 2011
Sir i am ATUL. BORADE. i am staying in kalyan i am hardware engg sir from 5 year i am in this field but sir i am not yet get a job i want to start my own bussnes in kalyan plz sir help me


Conversion of loan
Kaleem | Tue May 24 12:30:58 2011
Can we convert CGTMSE loan to PMEGP?


PMEGP Loan sanction processes is too clomplicated
Khirod Kumar Sadangi | Thu Mar 31 18:10:07 2011
We small entrepreneurs should know the difficulties to finance the k.v.i.c sponsorship projects from S.B.I. 1-Need of own land 2-authenticity of land owner(legal heir )/(Death certificate of owner) 3-conversion of land 4-Sarpanch or local authority permission 5-DIC registration 6-Pollution control approval 7-Electrification approval 8-Balance sheet 9-project report 10-letter of concern Bank 11- tip for all govt. department


PMEGP, CLCSS, Food Processing Loan Consultancy
PRABHAT KUMAR | Tue Dec 21 21:34:59 2010
We are small group of senior bank officials, having 30 years experience, in-depth knowledge of SME Financing & Balance Sheets. There are many Govt. schemes like PMEGP, CLCSS, Food Processing, and CGTMSE (for availing collateral free loan) where sizeable Govt. subsidy is available for SME sector, mainly for manufacturing, preservation and service oriented activities. We provide paper based support [Like Project report, Balance Sheet application Appraisal, PMEGP Claim Application, CGTMSE coverage Application etc., COMPLETE IN ALL RESPECT WITH SUPPORTING DOCUMENTS, GUIDANCE FOR ENCLOSURES etc.] to those who wants to avail Bank loan and get the Govt. Subsidy smoothly. For all these, our one time charge is 1% of the Project Cost. Entrepreneur can pay in instalment and get papers in two stages by mail. SUBSEQUENT AMENDMENTS AS PER BANK NEED WILL BE DONE FREE OF CHARGE. We provide complete details of the scheme through mail free of charge. We offer 40% of our remuneration to those persons who generate job for us. In such case entire 60% of our remuneration need to be deposited in 1st stage. Preferable contact time is between 6 PM to 11 PM. We collect details over phone or mail for preparing Application, Project Report and Balance Sheet etc. These can be delivered within 3 days. Please contact: 09304770255, 09006639790, email pmegp.consultants@yahoo.com

  Re: PMEGP, CLCSS, Food Processing Loan Consultancy
SANJAY KUMAR | Sat Jul 16 14:16:16 2011
HELLO,SIR I WISH TO START AN PROJECT OF DRINKING WATER PLANT UNDER PMEGP SCHEME.SO PLEASE GUIDE ME SANJAY KUMAR CONTACT-9718487584

  Re: PMEGP, CLCSS, Food Processing Loan Consultancy
silpaseva@ gmail.com | Wed Dec 22 12:45:08 2010
Please assistin sanction of subsidy in food processing industry from ministry of food processing&National Horticulture Board subash rath 09437118688 Jeypore 764001 odisha


dairy product project under kvic
JITENDRA SINGH | Sun Nov 21 11:12:33 2010
how to morgtage agriculture land for dairy products unit of rs.25,00,000,/- under kvic to S.B.I

  Re: dairy product project under kvic
LALIT C. KHESKWANI | Wed Dec 22 08:37:53 2010
You do not require to mortgage your agriculture land to obtian diary loan. you should ask SBI to give u loan under CGTMSE for availing collateral free loan by paying yearly gurantee fees between 1% to 1.75% of loan amount. If you need any help please contact on following email:lalitck12345@rediffmail.com


PMEGP scheme loan are not entertaning by various banks
Masood | Thu Oct 14 17:40:55 2010
Dear Sir Iam one of the successful applicant of PMEGP scheme interview was held in AUG2010 this PMEGP scheme will change india and i really appreciate this idea of promoting MSMe enterprenure this way people will generate revenue as well as employment but unfartunately Iam running to all the banks none of them are entertaning this scheme nor encouraging by saying they do not know this scheme and they do not have any target for such scheme hence my application was return back to DIC fyi sir i want to setup a manufacturing and svcws unit for electronic testing and measuring equipment which is in very high demand in all colleges, univetrsities, ITI , polytechnic, electricity dept, bsnl and even in defence i need your suggestion or guidence who to approach for getting my loan sanction since my unit is already setup only waiting for loan to get my machinery fixed and i have already started participating in govt tenders for supplying equipments therefore kindly give me advice since SBI charminar branck, SBH Moghal pura , Punjab national , Andhra bank managers did not entertain my application send from DIC rather they return saying they do not have any target for such scheme your early reaply wll be highly appreciated thanks and regards


ELIGIBLITY CRTERIA
NAVNEET KALRA | Mon Jan 25 14:28:26 2010
I M 48YEARS OLD,I M RESIDING ON RENT IN DEHRADUN FOR THE LAST 7 YEARS,AND I HAVE A JOINT A/C IN ALAHABND BANK MAIN BR.I HAD A CAR LOAN FROM THAT VERY BANK UPTO 3.25LACS,I ALSO APLYIED IN DIC UNDER PMEGP SCHEME. I HAVE MY PASSPORT ,RATION CARD,TELEPHONE BILS,MOBILE BILLS,VOTER ID,ETC BUT BANK REFUSES TO SANCTIONED MY LOAN ONLY DUE TO NEGKIGENCE OF MY OWNED ADDRESS. PL TEL ME,WHAT CAN I DO?

  Re: ELIGIBLITY CRTERIA
Hadipa Nag dt.07/10/2010 | Thu Oct 7 09:42:30 2010
My self sri Hadipa Nag, S/O - Mahabir Nag, R/O village- Sagarpali, P.O.- Singhari, P.S. - Tarbha, District- Subarnapur, Orissa, Submit my complain that my name has silected under the scheme of PMEGP and accordingly the DIC, Sonepur had sent my application form for advancing loan to the SBI, Tarbha Branch. In this regards I went to the Branch and the concerned field officer verbaly told me to submit the documents and papers. The concerned field officer had not mentioned the specific documents, and withoutany correspondence and communication send me a letter vide letter no. Br./Adv./004 dt. 18/09/2010 returned my loan application. In this connection I submit before you that the atitude, action, dealing and behavior of Field officer is not good and he has the habit to Baimani as if the Bank is the personal property of his father and day by day he is telling a new thing to produce a new document. The Govt. is responsible for this turture of Bank employee. Either this idiocy should stop or instruction should given to the Bank for fair business and all the matters should communicated in writing manner. If I have got no elegiblity why my name has silected under this scheme.

  Re: ELIGIBLITY CRTERIA
Hadipa Nag dt.07/10/2010 | Thu Oct 7 09:48:11 2010
My self sri Hadipa Nag, S/O - Mahabir Nag, R/O village- Sagarpali, P.O.- Singhari, P.S. - Tarbha, District- Subarnapur, Orissa, Submit my complain that my name has silected under the scheme of PMEGP and accordingly the DIC, Sonepur had sent my application form for advancing loan to the SBI, Tarbha Branch. In this regards I went to the Branch and the concerned field officer verbaly told me to submit the documents and papers. The concerned field officer had not mentioned the specific documents, and withoutany correspondence and communication send me a letter vide letter no. Br./Adv./004 dt. 18/09/2010 returned my loan application. In this connection I submit before you that the atitude, action, dealing and behavior of Field officer is not good and he has the habit of Baimani as if the Bank is the personal property of his father and day by day he is telling a new thing to produce a new document. The Govt. is responsible for this turture of Bank employee. Either this idiocy should be stopped or instruction should given to the Bank for fair business and all the matters should communicated in writing manner. If I have got no elegiblity why my name has silected under this scheme.


want to knowthe role of govt for bio disel
piyush bendre pandhaarkawada dist yavatmal maharashtra 9096835190 | Wed Dec 30 16:19:47 2009
i have submited the project to dic yatmal maharashtra for manufacturing bio disel through vegitable oil,it is eco friendly product,sir plz provide the information regarding bio disel to the collector of distyavatmal maharashtra,sir i have training certification of this industry kvic awarded our collings for significant work regarding bio disel


pmegp scheme not given loan indian bank in pallipet (116)
V.P.JAGADEESAN | Tue Nov 3 08:54:55 2009
we are asking pmegp scheme loan this branch manager tell me,''government is not given this pmegp scheme budget allotted you can try another time,another bank sbi(sbi branch code 6997) we can go that bank manager asked you having building house given surety we given loan,we are not having building house sir,we are having agricultural lands only and house plot given this value is 20lack above sir,that manager tell me you have one core lands we are not given loan for this scheme,we are only given big bulding house only,'this tell me how is this pmegp scheme loan avail how we get for eligble enterprnurship this loan for my aera banks pls explen sir, why is this use bring government this pmegp scheme loans.how is rural deloveped this banks pls explains this banks you sir. my address, V.P.Jagadeesan, paduthalam(village), kumararajupet(po), pallipet(tk) tiruvallur -dist pin-631207. mobile:09949380811, 09445109210, email:swameeya@gmail.com, jagadeesan_vp@hotmail.com

  Re: pmegp scheme not given loan indian bank in pallipet (116)
SAMIE AHMAD SHAH | Thu Nov 5 09:13:32 2009
Sir i too hav applied for the pmegp to establish a food processing unit . sir i hav a question regarding the guide lines of this schem. CAN THE COST OF CONSTRUCTION OF BUILDING(EXCULIDING COST OF LAND ) BE INCLUDED IN THE PROJECT FOR A MENIFECTURING ENTERPRISES UNDER PMEGP & IS IT ELIGIBLE FOR SUBSIDY . I ALSO AGGRES WITH THAT BANK DO NOT COOPREATES EVEN AFTER STRICT GUIDELINE.

  Re: pmegp scheme not given loan indian bank in pallipet (116)
RJRS | Sat Dec 18 04:53:39 2010
The Same issue happened to me in Indian Bank. I immediately sent one email to Indian Bank Chairman and other officials and concern department Central Ministers cell. within 7 days we received a mail from Indian Bank HQ to meet the concern Branch Manager. Now we successfully doing our business in BPO for more details rjrs@consultant.com


 
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